Amortization schedules, payoff simulations, and savings projections — calculated instantly and stored privately in your browser. No servers, no accounts, no tracking.
Purpose-built tools that share the same calm, private home in your browser.
Over the life of the loan, in interest alone. Model it with your own numbers — extra monthly, one-time, or both.
Every extra payment reshapes the curve. Scroll and see your balance descend from the first payment all the way to a debt-free zero.
Categories assemble into a clear picture of where your money goes — so you can decide where it should go next.
Set a goal and watch it grow. Projections fold compound interest into year-over-year savings so the long game feels tangible.
There is no backend storing your finances. Everything is computed locally and saved to your browser's storage. No accounts, no analytics on your data, nothing to leak. Clear your cache and it's gone — completely.